California Sick Leave

California Sick Leave Accrual Begins Tomorrow Tomorrow, July 1, employees will begin to accrue paid sick leave under the Healthy Workplaces, Healthy Families Act, also known as the California Paid Sick Leave Law. The new law mandates that employees who work 30 or more days within a year in California be given at least 24 hours of paid sick ... More

COBRA vs. Obamacare

COBRA vs. Obamacare Health Plan  Which is cheaper? I have received so many questions from consumers about their COBRA plans, asking if they should keep their current COBRA plan rather than elect to sign up for a "Obamacare" health plan through Covered California.  There are pro's and con's to your decision. You may qualify for tax ... More

2015 Covered California Enrollment

Covered California Open Enrollment Began November 15, 2014 A year has passed since Covered California, a.k.a. Obamacare rolled out and we are on the final days of the extension for open enrollment.  In an effort to avoid the hassles experienced last year, many changes were made and we we were able to get the majority of clients renewed ... More

California Open Enrollment

Covered California released this evening that it will allow extra time for open enrollment . . . for those who could not get online to enroll at the Covered California™ website March 31,2014.  Even as an agent, it took me more than an hour to update one client in their site and many contacted me stating it was impossible to enroll. ... More

Medi-Cal income limit eligibility?

Medi-Cal income eligibility Many families are asking what the breakpoint is between a on-exchange plan and Medi-Cal.  For instance for all four members of a family to be eligible for a plan, the family must be 250% of the Federal Poverty Level.  To see if you qualify based upon inccome, look at the 2014, chart below.  These income ... More

Penalty if I don’t enroll?

What is the Penalty for not having Health Insurance? The penalty cost for no health insurance in 2014 is calculated one of 2 ways. You will pay whichever of the two amounts is higher: 1% of your yearly household income. (Only the amount of income above the tax filing threshold, $10,150 for an individual, is used to calculate the ... More

Covered California Certified Insurance Agents

There are a few ways Covered California is helping Californians understand their new health insurance options: Trained state staff available in person or by phone or Certified Insurance Agents who will be able to meet with you in person in every part of the state: The great thing about Certified Insurance Agents are that we are free to ... More

Unable to Enroll in Covered California

Need Help Enrolling in Covered California? #GetCovered If you are having difficulty enrolling in Covered California, reach out to certified insurance agents like myself who can get you enrolled in minutes. There is no need to be waiting on hold or struggling online when we are available to assist you. There are no additional cost to you ... More

CA Doctor’s Refusing Health Plans

Doctor's Refusing Covered California Health Plans? As Californians set Doctor appointments,  they are finding they're Doctor is refusing the health insurance plan they purchased through Covered California. Patients must either pay in cash or have a private "off exchange/mirrored" plan, which is a plan purchased privately.  These plans ... More


 HEALTH PLANS AND RATES BREAKING NEWS! I just received an email update from Covered California, with their SHOP BOOKLET attached, as well as a press release; stating that the state’s new health benefit exchange has announced the insurance carriers and rates for the small group market. "The Small Business Health Options Program ... More