NEW TO MEDICARE?

Let us guide you through the medicare maze so you can enjoy focusing on the things in life that really matter to you.  For plan information, input your zip code below and click continue.  

Senior_Medicare_Health

Turning 65 or new to Medicare?

A Health Insurance Program available

for People age 65 and older. . .

 
 

  • People under age 65 with certain disabilities
  • People of all ages with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

It has four parts:

Medicare Part A (Hospital Insurance)

Helps cover inpatient care in a hospital or skilled nursing facility.  Home health care services (following a hospital stay), and hospice care services. Copayments, coinsurance and deductibles may apply for each service. You usually do not pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.

Medicare Part B (Medical Insurance)

Helps cover doctors’ services, outpatient care, home health services and other medical services. Part B also covers some preventive services. Copayments, coinsurance and deductibles may apply for each service. You can find out if you have Part B by looking at your Medicare card. You pay the Part B premium each month. Part A and Part B are often referred to as “Original Medicare”.  A supplement plan also known as Medigap, will generally pick up the costs that original medicare does not.

Medicare Part C (Medicare Advantage)

A health coverage option run by private insurance companies. It is approved by and under contract with Medicare. Includes Part A, Part B, usually has other coverage like prescription drugs. Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.  In addition to your Part B premium, you usually pay one monthly premium for the services provided.

Medicare Part D (Medicare Prescription Drug Coverage)

A prescription drug option run by private companies. These companies are approved by and under contract with Medicare. They help cover the cost of prescription drugs, may help lower your prescription drug costs and help protect against higher costs in the future. Part D is available to everyone with Medicare.  You may not purchase a prescription drug plan in addition to a Advantage plan.